QuickBooks POS Merchant Service

Features and Benefits

Reduce Costs and Be More Productive with All-in-One Processing!

Accept all major credit and debit cards while taking away extra steps like double-data entry. You'll have more time to grow your business!

Our Advantages	How You Benefit
Reduce Costs	Get a competitive swiped rate of 1.70%1 without having to pay hundreds of dollars for a terminal.
Become More Productive	Authorize, process and record sales in ONE step — right in your POS software. Just ring up the sales and let QuickBooks POS do the rest: Save Double-Work: There's no need for the double data-entry work required with terminals. Other merchant services make you do a LOT more work: First, you have to process the sale in your terminal, and then manually record it in your POS software. At the end of the day, you have to reconcile transactions between your terminal and your software. If you're off by even a penny, you could be searching for hours for the mistake.
Reconcile Easier in QuickBooks software2	For QuickBooks Point of Sale users who integrate with QuickBooks financial software, easily identify which POS card payment transactions were included in the deposits made to your bank account. Deposits are now grouped by batch in the QuickBooks Payments to Deposits Screen for faster and simpler reconciliation.3
Get Paid Faster	Funds are typically deposited within 2-3 business days, plus you keep your existing bank account.4
Save Even More with PIN Debit	When your customer enters a PIN number, you get even lower rates!
Flexible Processing	You can choose how you want to process your credit cards: using dial-up (traditional phone line) or via the Internet.5

	Beware of Hidden Costs! Many processors might advertise the "lowest rates" but then load on extra costs — you could end up paying a LOT more than you think. For example: Some Common Hidden Costs Annual Fee Early Termination Fee Merchant Club Fee Network Inquiry Fee Equipment Maintenance Fee Communications Fee Equipment Swap Fee Statement Fee Account Update Fee Address Verification Fee Support Fee Voice-Authorization Fee QuickBooks POS Merchant Service has NONE of these costs! Forced Leases Many merchant processors also require you to sign a multi-year equipment lease. You could end up paying over $1,000 for a terminal — and still not own it at the end of the lease period! With QuickBooks POS Merchant Service, all you need is an $89.95 card reader, already included in the QuickBooks POS hardware bundle. Do you really want to trust your money on a processor who loads on all these extra costs? Become one of our 100,000 merchants who trust the small-business experts to handle their money!

1. "Card-Swiped Rate" of 1.70% applies to qualified swiped Visa/MC/Discover® Network transactions that are electronically authorized.

2. Reconciling in QuickBooks financial software is not required to use QuickBooks Point of Sale software.

3. Advanced feature of grouped transactions based on batch in the QuickBooks Payments to Deposits screen is only available to merchants who have all of the following: QuickBooks Point of Sale v7 or later, QuickBooks 2008 or later, and QuickBooks Point of Sale Merchant Service. If you are a POS Merchant Service customer with POS v6 and QuickBooks 2008 or later, transactions from POS can still be integrated into QuickBooks software as individual transaction but will not be grouped by batch.

4. Funds generally are deposited into your account within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.

5. Requires QuickBooks POS software version 6 or higher, sold separately.

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